A new-build home that's rented out while you're away and waiting for you when you return. We help you choose it with clear numbers, the developer's direct price and a team that speaks your language.
Buying on the coast means investing in something you can touch: a home you rent out when you're away, enjoy whenever you like and that may be worth more over the years. At Homiia we don't promise impossible figures. We show you the real numbers, the good and the not-so-good, so you can calmly choose the development that fits your goal.
Indicative estimates based on market data; actual returns depend on management, occupancy and the tax situation of each case.
Record tourism, buyers from all over Europe and rising prices. These are the figures that explain why the coast remains one of the favourite destinations for property investment.
A new record for Spain, 3.2% more than the previous year. They are the demand that fills holiday rentals.
In the second quarter of 2025, compared with a 14.1% average in Spain. British, Belgian and Dutch buyers lead the way.
Year-on-year rise in April 2026, compared with a 9.4% average in Spain.
In the developments in our catalogue, depending on the area and the home. Before costs and taxes.
Sources: INE (Frontur and Egatur, 2025), Spanish Land Registrars (Property Registry Statistics, Q2 2025) and the Notaries' Statistical Information Centre (April 2026).
There's no ideal investment for everyone. Choose the one that fits your goal, your budget and the time you want to spend here.
Strategy 01You rent by the night or week to tourists. It's the option that earns the most, especially in areas with a long season, but also the one with the highest costs: the management company, cleaning and utilities are on you.
Strategy 02A tenant who lives in the home all year. You earn less per month than with holiday rentals, but with far less management, no tourist licence and lower costs, because the tenant pays the utilities. In many developments, what you're left with at the end of the year is similar.
Strategy 03The formula for those who want a home on the coast that also works for them: you enjoy it on the dates you choose and rent it out the rest of the year to cover costs and add income. Bear in mind that summer weeks pay best: the more you use it in high season, the less it earns.
Strategy 04You reserve at launch price and pay in instalments while it's being built. Every stage payment is guaranteed by law and you receive a brand-new home with guarantees. There's no income until handover, so think of it over a two- or three-year horizon.
Strategy 05You buy today the home where you want to live in a few years and rent it out in the meantime. You lock in today's price, the rent helps you pay for it and, when the time comes, you already know the area, the services and your neighbours.
A brand-new home costs less to run, needs less maintenance and comes with legal guarantees. That's why at Homiia we only work with new builds, directly with the developers.
Entry price and rent, holiday and long-term, for a 2-bedroom apartment in each area. Choose one to simulate it with your own data.
Jávea, Dénia, Calpe, Altea, Villajoyosa
The highest nightly rate and occupancy of the four coasts. Also the highest entry price.
Simulate in this areaTorrevieja, Orihuela Costa, Guardamar
The most affordable entry in the catalogue, with town beaches and year-round services.
Simulate in this area
Mar Menor, Los Alcázares, La Manga
Two seas and calm waters: a good nightly rate with a moderate entry price.
Simulate in this area
Vera, Mojácar, Pulpí, San Juan de los Terreros
The quietest coast and the lowest purchase costs: 1.2% stamp duty in Andalusia.
Simulate in this areaMarket averages for October 2026 for rental homes in each area. Each development may come in above or below depending on its location, views and amenities.
Gross yield is the figure you'll see in almost every listing. What you actually keep depends on management, the home's running costs and taxes. This is a real example from our catalogue, with the same calculations we do with you before you reserve.
Unos 437 € al mes. Los gastos de compra (IVA, AJD, notaría y registro) suman 34.701 €, el 12,9 % del precio. Datos de mercado de octubre de 2026; tu asesor los ajusta a la vivienda concreta.
A video call in your language, or a coffee at our Alicante office, to understand what you're looking for: income, own use, timing and budget.
We select the developments that fit you and run their numbers: expected rent, costs, mortgage and non-resident tax.
Guided virtual tours or a viewing trip to the coast. We check the building licence, the community statutes and the completion dates.
NIE, bank account, reservation and contract, with a payment plan during construction. You can sign in Spain or with a power of attorney, without travelling.
We inspect the home with you, advise you on furniture and the licence and introduce you to a trusted management company. And we stay by your side afterwards.
No surprisesWhat you pay when buying, every year and when selling if you don't live in Spain, and how much a bank will lend you. No jargon.
You need an NIE and a Spanish bank account. We help you with both.
Purchase costs aren't financed. We introduce you to banks that work with foreign buyers.
Filed using form 210. A tax advisor can file it for you.
If the 3% withheld exceeds your tax, the tax office refunds the difference.
General information valid in October 2026 for non-resident individuals. It doesn't replace personalised tax advice: our experts review your case at no cost.
Renting in Spain is simple if you prepare for it when buying. Before reserving we check that the development allows the use you have in mind and, after handover, we introduce you to trusted management companies in each area.
Estimated gross holiday-rental yield for the lowest-priced home in each development, with 4 weeks of own use and the area's average occupancy.
The most common questions before investing on the coast. For your specific case, an advisor will answer in your language.
The developments in our catalogue start at €149,500. With a mortgage, banks lend non-residents up to 70% of the price; you contribute the rest plus purchase costs, about €64,000 in total for that home. Without a mortgage, budget for the price plus 12–14% in costs.
Yes, with the guarantees required by law. Every amount you pay before the keys must be guaranteed by a bank guarantee or insurance and deposited in a special account. If the build isn't finished or isn't delivered on time, you get back what you paid plus legal interest.
Before reserving we review the building licence, the developer and the payment plan with you.
Yes. You can reserve and sign the contract remotely and, for the deeds, give a power of attorney to someone you trust or to your lawyer. You'll need an NIE and a Spanish bank account; we help you with both. And if you'd like to see it first, we organise your viewing trip.
When the home is handed over, furnished and registered for rental. If you buy off-plan there's no income during construction; with a ready-to-move-in home you can start within a few weeks. Include furniture and licence paperwork in your budget.
Not any more. The so-called golden visa for property investment ended on 3 April 2025. If you're an EU citizen you can live in Spain without that visa; if not, there are other routes, such as the non-lucrative residence visa, which don't depend on buying a home.
For one or two homes, buying in your own name is usually the simplest and cheapest to maintain. A company can make sense with several homes, but it changes the taxation and adds management costs. Our tax advisors review it with you according to your country of residence.
You can sell whenever you like. As a non-resident you pay 19% on the gain, the buyer withholds 3% of the price on account and the town hall charges the municipal capital gains tax. If you want to sell before handover, some developers allow the contract to be assigned: we check this before reserving.
Tell us your goal and your budget. Within 24 hours we'll call you, in your language, with a selection of developments and their numbers: expected rent, costs, financing and taxes. No obligation and no fees.
Free guide · 2026 edition
Buying a new build on the Spanish coast
Everything you need before buying to rent out: the areas, prices, purchase costs, financing for non-residents and our advisors' tips, in your language.
A home to rent out is best chosen on the ground. On a 3- to 4-night viewing trip you tour the areas and developments that fit your numbers, accompanied by a Homiia advisor in your language.
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